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Insurance & Services

Personal & Commercial Insurance

Auto Insurance

Danger is practically around every turn on the road these days. We want to be certain you are prepared if the worst should happen. Our agents know coverage is not Just “one size fits all” . We are here to guide you through the process to be sure your insurance coverage meets your needs.

Whether you need coverage for a car, truck, classic car, motorcycle, boat, snowmobile, RV, or travel trailer; if it has wheels or a motor we can  probably get you coverage for it.

We can help you navigate liability, full coverage and everything in between. 

If you are an ace driver who has never had a ticket or an accident or a driver who has had a few mishaps on their driving record; you can be assured we will get you the best rate possible for your insurance.  We also have extensive experience with SR-22 and high risk insurance. 

Homeowners

You’ve heard it before, your home is the single greatest investment you will ever make.  Owning a home is a risk.  Let us help make it a little less risky with the right coverage.  As an independent agency, we have many carrier options available to suit your home and your needs. There is a lot that goes into insuring a home and the coverage can be confusing and complicated. It doesn’t have to be that way though. Let our experienced agents make the process smooth and  uncomplicated for you. 

We can insure traditional homes, condominiums, townhouses and mobile homes. We also offer renters insurance, and coverage for landlords on rental properties.

Excess Personal Liability or Umbrella Insurance

Most Iowans carry an umbrella in their cars and homes for those unexpected rain showers. Did you know it’s also a good idea to carry an umbrella policy for your home and car insurance?  Umbrella or excess personal liability insurance is a type of policy that you can “carry with you” to cover additional or excess liability above the limits offered on your home or auto policy. One of these policies might be a good idea if you:

  • Have a pool, hot tub or trampoline
  • Entertain guests on your property 
  • Have a teenage driver
  • Have a rental property
  • Have a teen that babysits
  • Have a pet
  • Have retirement income to protect
  • Use social media
  • Coach sports

And so many more reasons. Talk to us today tabout a quote for this affordable additional coverage to protect the things you have worked so hard for. 

Life

Nothing matters more than your family. Should the unexpected happen to you, be prepared by providing for your family with the security of a life insurance policy. A life insurance policy can provide you with peace of mind knowing that your family’s finances are secure and they won’t need to take on more financial obligations for final expenses or debt left behind.

We can provide you with a variety of life insurance products. 

Ask to talk to Scott or Aimee today.

Health

If you don’t have access to a group health insurance plan through your employer, you may need to purchase an individual health insurance policy to cover your medical expenses.

As an exclusive Wellmark Blue Cross Blue Shield representative we can help you with a variety of options for individual health insurance. We can also help you navigate the options available for Medicare supplements.

Commercial Insurance

You’ve taken the plunge and started your own business. Congratulations! Let us help you make sure you have the coverage you need if the unexpected happens. 

We can assist you with:

Business owners policies – coverage for your business property including buildings contents and liability. 

General Liability (GL)- coverage for injuries someone sustains at your business or from using your products. 

Commercial Vehicle Insurance-  coverage for vehicles owned by your business and used by your employees. 

Commercial Umbrella- additional liability insurance above the amount your business has on its GL or commercial auto policy. 

Bonds- We offer a variety of bonds including street opening bonds and title bonds.